"Helping others to help themselves"

Mission statement - "Helping others to help themselves"

Our aim is to help and educate individuals and families with their financial affairs through the development of money management skills, thereby strengthening family wellbeing as a whole. 

We achieve this by offering
FREE confidential support and advice, working one on one with clients, negotiating and advocating on their behalf with creditors, Work and Income, Inland Revenue and addressing budgeting needs and debt levels.

Our service operates throughout the Bay of Islands and is based in Kawakawa.  Our core hours are 9.00am– 3.00pm.  New appointments are able to be seen on the same day for emergencies or within three days for new clients.

We have an open door policy working with community based representatives allowing a formal and informal reciprocal referral process to address identified needs of clients i.e. housing, licensing, health and social issues etc. 

"Your decisions from today w​ill ​affect not only your life, but alsoyour entire legacy."

- Dave Ramsey

Feedback From Our Clients

  • From the advice I received I am living comfortably and more secure - Anonymous

  • The information I was given was great, and gave me good direction to where I need to be - Anonymous

  • This has made life so much easier and to know that I can now afford groceries is a huge weight of my shoulders, and to you I will always be grateful. Thank you so very much - Anonymous

  • The budgeting service is a necessary and integral part of our community.  I was very happy with all service given and information was very helpful - Anonymous